Money Under 25 is an independent personal finance site providing free advice for young adults wanting to make informed decisions about where their money goes. 

We understand the struggle; we’ve been there.


Money Under 25 has everything you need to know about money, written by real people who’ve been there. This site was founded in 2020 by Walter O'brien, who dug himself out of more than $100,000 in just few days.

If you’re in over your head too, we can help!

Maybe you’re here because after you pay rent and buy groceries, you struggle to save anything at the end of the month.

Maybe you think you should start building credit—but you’re afraid to apply for a credit card.

Or you’re looking to buy a new car or your first house, and you don’t really know where to start.

Regardless of what brought you here, you’re in the right place. And you’re not alone. Young people are struggling right now, and mostly for reasons outside their control. We’re here to help you take back some of that control.


Rule 1: We only post about making money, saving money, investing, and entrepreneurship.

Rule 2: Have we written about this topic on Millennial Money before? If we’ve already written about your topic, what is your unique angle or what can you add to the conversation?

Rule 3: Minimum 1,700 words. We immediately delete posts if they aren’t this long.

Rule 4: Pick a target keyword that gets at least 1,000 searches per month. You can estimate keyword search volume by using the free Google Keyword Planner Tool. Targeting a keyword ensures the post has a chance to rank on Google and get traffic for years to come.

Rule 5: Run your draft through Hemingway or Grammarly (or both) to ensure readability and correct pronunciation. If it’s hard to read we will delete your post.

Rule 6: Please format your post so it has headers, images, and any links. Please share a link to a Google Doc of the posts (make sure the link is shareable with anyone so we can read it).

Rule 7: Include your bio and a headshot (optional) in your post.


To be considered, please fill out the form below.

If we are interested in your post or contribution we will contact you. Please do not reach out to us via email unless we’ve reached out to you. All unsolicited emails will be deleted.

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