Updated: Feb 13, 2021

“Money…objectifies the ‘style of life’, forces metropolitan people into ‘objectivity’, ‘indifference’, ‘intellectuality’, ‘lack of character’, ‘lack of quality’. Money socializes human beings as strangers…money also transforms human beings into objects.” – Georg Simmel


Every day there is one moment when I force myself to turn off the noise and collect my thoughts. The practice of blogging regularly has fundamentally changed my life. I crave it. Like water.

I have never been an early riser, but recently I’ve taken to waking up and blogging for an hour each morning. I blog in Word, not in WordPress. I have my wi-fi turned off. I rarely plan what I am going to write and try to complete my posts in one sitting if I can.

Sometimes it works. Sometimes it doesn’t. I don’t publish everything I write. I edit ferociously. I make typos. I often don’t use correct punctuation or grammar. But I don’t care. I just write.

This has become a daily discipline that I look forward to each morning. My meditation. Whether I am at home or on the road, the routine is always the same. I’ve been doing it for 4 months now, so it’s become a habit. Wake up, put on coffee, do Yoga or simple stretching for 20 minutes and then write.

I write. I look inward. I curate.


I write about money because it’s a unique window on humanity – it is both personal and universal. It is a method of exchange, but at the same time it turns us humans, our spirit, our dreams, and our potential, into objects.

Our salaries attempt to make our past experience, knowledge, contributions, and potential tangible. This is why so many people don’t ask for raises – they unconsciously don’t like the idea of calculating their own worth. Very few maximize their value.

Writing about money is a reflection of myself. How I think about money is how I think about the world.

How you save, invest, and what you buy, the charities your support, are all a deep reflection of you. How you spend your money is how you value the world. It turns your thoughts into objects – it makes them tangible.

Too many people see their net-worth as a reflection of their value or the value they have created in the world. That’s not what your net-worth is – it’s just a number. It’s a simple marker of the exchange value your posses. It’s not a reflection of your human value.

This is the problem with our society – we equate net-worth with worth. Too many people buy into this myth. It’s merely a representation of what you can do with it. And for everyone that’s different. That’s the personal.


Money is also a game. There are rules. There are strategies. And the people who make and have the most money are probably the people who’ve found a pretty good strategy, or they simply got lucky. But having a good strategy and focusing on sound execution of that strategy is easier than getting lucky.

It’s not a clean or a precise process. In fact, some of it you can’t control. You can’t control if the market drops 30% in one day, but you can control your habits. You can make sound decisions. You can also test and push against your personal nature, and against millions of years of evolution. You can build better habits that re-wire your brain.

You can build wealth an infinite number of ways.

But wealth only matters if you have a purpose. A mission. A set of values.

Too many people think money is complicated and outside their rea